Pros And Cons Of Disney Vacation Club

The Disney Vacation Club (DVC) is a unique timeshare program that allows Disney enthusiasts to enjoy the magic of Disney vacations year after year. By purchasing a membership, DVC members gain access to a variety of Disney resorts and properties, as well as other vacation destinations worldwide through exchange programs. While the allure of guaranteed Disney vacations is strong, it’s essential to weigh the benefits and drawbacks before committing to a DVC membership. This comprehensive guide explores the pros and cons of the Disney Vacation Club to help potential members make an informed decision.

Pros of Disney Vacation Club

1. Guaranteed Disney Vacations

One of the most significant advantages of DVC membership is the guarantee of regular Disney vacations. Members purchase points that can be used to book stays at various Disney resorts, ensuring that they can enjoy the magic of Disney as often as they like, subject to availability and planning.

2. Access to Exclusive Resorts

DVC members have access to exclusive Disney Vacation Club resorts that offer unique accommodations and amenities. These resorts are designed with families in mind, featuring spacious villas, full kitchens, and in-room laundry facilities, providing a home-away-from-home experience.

3. Cost Savings Over Time

While the initial cost of purchasing a DVC membership can be high, it can lead to significant savings over time. Members lock in today’s rates for future vacations, protecting themselves against inflation and rising hotel prices. This can make Disney vacations more affordable in the long run.

4. Flexibility in Vacation Planning

DVC offers flexibility in vacation planning. Members can use their points at any DVC resort, and points can be banked, borrowed, or transferred to accommodate different vacation needs. This flexibility allows members to tailor their vacations to fit their schedules and preferences.

5. Diverse Vacation Options

Beyond Disney resorts, DVC points can be used for a variety of vacation options, including Disney Cruise Line, Adventures by Disney, and non-Disney hotels through the RCI exchange program. This diversity allows members to explore a wide range of destinations and experiences.

6. Special Perks and Discounts

DVC members enjoy special perks and discounts, including reduced prices on park tickets, merchandise, dining, and special events. These benefits can enhance the overall Disney experience and provide additional value to membership.

7. Priority Booking Windows

DVC members benefit from priority booking windows, allowing them to reserve accommodations at their home resort up to 11 months in advance and at other DVC resorts up to 7 months in advance. This advantage is particularly valuable for securing popular dates and locations.

8. Community and Camaraderie

Being a part of the Disney Vacation Club community fosters a sense of camaraderie among members. Many DVC members enjoy connecting with others who share their love for Disney, participating in member-exclusive events, and sharing tips and experiences.

9. Quality Accommodations

Disney Vacation Club resorts are known for their high-quality accommodations and service. Members can expect well-maintained properties, exceptional customer service, and the signature Disney attention to detail that enhances the overall vacation experience.

10. Potential for Renting Points

DVC members have the option to rent out their points if they are unable to use them in a particular year. This can provide an opportunity to recoup some of the annual maintenance fees and keep the points from going to waste.

Cons of Disney Vacation Club

1. High Initial Cost

The most significant drawback of DVC membership is the high initial cost. Purchasing a DVC contract requires a substantial upfront investment, which can be a financial burden for some families. The cost varies depending on the resort and the number of points purchased.

2. Annual Maintenance Fees

In addition to the initial purchase price, DVC members must pay annual maintenance fees. These fees cover the cost of resort upkeep, property taxes, and other expenses. Maintenance fees can increase over time, adding to the overall cost of membership.

3. Limited Availability

While DVC offers flexibility, securing reservations at popular resorts and during peak travel times can be challenging. Availability is based on a points system, and high-demand periods, such as holidays and school vacations, can book up quickly, requiring careful planning and flexibility.

4. Long-Term Commitment

A DVC membership is a long-term commitment, with contracts typically lasting 50 years. This extended timeframe may not be suitable for everyone, especially if their vacation preferences or financial situation changes over time.

5. Resale Market Limitations

While DVC memberships can be resold, there are limitations and potential drawbacks. Resale contracts may come with restrictions, such as limited access to certain benefits or resorts. Additionally, resale prices can fluctuate based on market demand, and selling a contract may not recoup the original purchase price.

6. Complex Points System

The DVC points system can be complex and confusing, especially for new members. Understanding how to maximize points, navigate booking windows, and manage banking and borrowing can require significant effort and learning.

7. Not Ideal for Infrequent Visitors

DVC membership is most beneficial for those who plan to visit Disney destinations regularly. Infrequent visitors may find that the costs and commitment do not justify the benefits, and alternative vacation options might be more suitable.

8. Potential for Additional Costs

While DVC covers accommodations, members are still responsible for other vacation costs, such as park tickets, dining, and transportation. These additional expenses can add up, making Disney vacations still relatively costly even with DVC membership.

9. Risk of Changes in Disney Policies

Disney can change its policies, benefits, and resort offerings over time. While DVC members are generally protected by their contracts, there is still a risk that future changes could affect the value and enjoyment of their membership.

10. Market Volatility

The value of DVC points can fluctuate based on the broader economic market and changes within Disney itself. Economic downturns or shifts in Disney’s business strategy can impact the resale value and perceived benefits of DVC membership.

11. Geographic Limitations

DVC properties are primarily located in the United States, with most resorts in Florida and California. For international members or those living far from these locations, the convenience and accessibility of DVC resorts may be limited, adding travel costs and time.

12. Potential for Overcrowding

Disney parks and resorts are popular destinations, and there is a risk of overcrowding, especially during peak seasons. While DVC members have priority booking, the overall guest experience can be affected by high crowd levels, long wait times, and limited availability of amenities.


The Disney Vacation Club offers a unique opportunity for Disney enthusiasts to secure regular vacations at Disney resorts and beyond. With benefits such as guaranteed vacations, access to exclusive resorts, cost savings over time, and special perks, DVC membership can be a valuable investment for those who frequently visit Disney destinations.

However, the high initial cost, annual maintenance fees, limited availability, and long-term commitment are significant considerations. Potential members must carefully evaluate their vacation habits, financial situation, and long-term plans before committing to a DVC membership.

By weighing the pros and cons outlined in this article, individuals can make an informed decision about whether the Disney Vacation Club is the right choice for their family. Whether seeking the magic of Disney year after year or exploring diverse vacation options, DVC offers a pathway to memorable and enchanting experiences.

Leave a Comment